Work out mortgage repayments, take-home pay and other everyday money calculations built around UK rules and rates.
See your net monthly and annual pay after Income Tax, National Insurance, pension and student loan deductions.
See how your savings grow over time with compound interest, including regular monthly contributions.
Find out how long it will take to reach your savings goal based on your monthly contributions and interest rate.
Work out your monthly loan repayment, total interest and a full repayment schedule for any personal loan.
See how long it will take to clear your credit card balance and how much interest you will pay at different payment levels.
Find out how much time and interest you could save by overpaying your mortgage each month.
Project how a Cash, Stocks and Shares, Lifetime or Junior ISA could grow, and see how much you keep tax-free.
Project your pension pot at retirement and an estimated annual income, alongside the new State Pension.
Check whether you are likely to be eligible for the Winter Fuel Payment and estimate how much you could get this winter.
Work out your weekly and annual Child Benefit, plus any High Income Child Benefit Charge if you or your partner earn over £60,000.
Estimate your monthly Universal Credit, including the standard allowance, child element, housing element and earnings taper.
Estimate how much you could borrow for a mortgage based on your income, existing debts and deposit.
Work out gross and net rental yield, monthly cash flow and cash-on-cash return for a buy-to-let property.
Calculate simple interest on savings or a loan over any term, with a year-by-year breakdown.
Find your State Pension age based on your date of birth, and see an estimated new State Pension amount.
Compare the snowball and avalanche methods to see how fast you could clear multiple debts, and the interest saved.
Work out how big your emergency fund should be, and how long it will take to reach your target.
The £20,000 ISA allowance, how the four main ISA types differ, how the Lifetime ISA's 25% bonus works, and a worked example against taxable savings.
Learn how lenders use income, outgoings, deposits and interest rates to assess mortgage affordability, with a clear worked example and practical checks.
Current Child Benefit rates for 2026/27, how the High Income Child Benefit Charge works between £60,000 and £80,000, and why it can still be worth claiming.
Who qualifies for the Winter Fuel Payment in 2026/27, how much you could get, the income clawback rules, and other winter energy support to check.
Full 2026 SDLT rate tables for first-time buyers, home movers and additional properties, plus Scotland's LBTT and Wales's LTT, with worked examples throughout.
Minimum deposit requirements by LTV tier, government schemes like the LISA and Mortgage Guarantee Scheme, and how much a bigger deposit really saves.
The formula behind compound interest, why starting early beats saving more later, and how the same maths that grows your savings can grow your debt.
The full new State Pension amount for 2026/27, how 35 qualifying years work, State Pension age changes, deferring, and what married couples can inherit.
Deposit, stamp duty, solicitor and survey fees, mortgage fees, insurance and moving costs, all worked through on a real £275,000 first home example.
