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Calculio
Built for the UK · Updated for 2026/27

UK calculators that get straight to the answer

Mortgage, stamp duty, take-home pay, road tax, BMI and more — free, fast, and built specifically around UK rules. No sign-up required.

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Ten categories, one home for every UK calculation you need.

Featured calculators

The tools people reach for most.

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Home & Property

Mortgage Calculator

Estimate your monthly mortgage repayments, total interest and full amortisation schedule.

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Home & Property

Stamp Duty Calculator

Calculate Stamp Duty Land Tax, Land and Buildings Transaction Tax or Land Transaction Tax on your property purchase.

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Finance

Take-Home Pay Calculator

See your net monthly and annual pay after Income Tax, National Insurance, pension and student loan deductions.

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Motoring

Road Tax (VED) Calculator

Find your Vehicle Excise Duty rate based on fuel type, CO2 emissions, list price and first registration date.

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Health

BMI Calculator

Calculate your Body Mass Index and see which NHS weight category you fall into, plus a healthy weight range.

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Finance

ISA Calculator

Project how a Cash, Stocks and Shares, Lifetime or Junior ISA could grow, and see how much you keep tax-free.

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Tax

VAT Calculator

Add VAT to a net amount or extract VAT from a gross amount, at the standard, reduced or zero rate.

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Home & Property

Flooring Calculator

Work out how much laminate, vinyl, wood, tile or carpet flooring you need, including wastage, and how many packs to buy.

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Home & Property

Concrete Calculator

Work out how much concrete you need for a slab, footing, post hole or column, in cubic metres, weight and ready-mix bags.

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Home & Property

Kitchen Renovation Cost Calculator

Estimate the cost of a new kitchen by size and quality level, with a breakdown across units, worktops, appliances and more.

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Home & Property

Loft Insulation Calculator

Work out how much extra loft insulation you need to reach the recommended 270mm depth, and roughly what it could save on energy bills.

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Home & Property

Council Tax Calculator

Estimate your annual and monthly council tax bill by band and region, including single occupant discount and second home premium.

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Home & Property

Energy Bill Calculator

Estimate your annual gas and electricity bill based on household size, property type, heating system and unit rates.

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Motoring

Electric Car Running Cost Calculator

Estimate your annual electric car running cost from mileage, efficiency and charging habits, and compare it to an equivalent petrol car.

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Why Calculio

We built the calculator hub we wished existed — quick, honest, and made for people living in the UK.

Built for the UK

Every calculator uses UK-specific rules — HMRC tax bands, DVLA road tax, NHS BMI categories — not generic US maths.

Fast by design

Every page is pre-built and served instantly. No spinners, no waiting — just answers.

No sign-up, no tracking forms

Use any calculator instantly. We don't ask for your email or personal details to see a result.

Clear, honest numbers

We show our working — formulas and worked examples, not just a black-box result.

About Calculio

Calculio is a free calculator hub built for people living in the UK. Every tool on the site uses UK rules from the ground up, including HMRC income tax bands, DVLA vehicle tax rates and NHS health guidance, rather than a generic calculator with the currency symbol changed. There is no sign-up wall and no paywall. Type in your numbers and get an answer straight away.

We cover ten categories, from tax and mortgages to motoring, health, business and pets. Alongside each calculator, you will find a plain English explanation of the formula, a worked example using real UK numbers, and answers to the questions people ask most. Where a topic goes deeper than one calculator can cover, our blog looks at UK money and property questions in more detail.

Every calculator and guide on Calculio is written for general information only, not personal financial, tax, medical or legal advice. For any decision with real consequences, we always recommend speaking to a suitably qualified professional, such as an FCA-regulated adviser, an accountant, a solicitor or your GP. Read more about how we work on our About page.

From the blog

In-depth UK money and property guides to go with the numbers.

View all articles